The § 231 program provides low-interest, fixed-rate mortgage loans to housing developers for either construction or rehabilitation of rental units occupied by the elderly or the handicapped.
A nursing home resident may need to leave the facility for any number of reasons such as hospitalization, family visits, or other types of therapeutic leave. Nursing homes have policies governing bed reservations or "bed holds" in the event that a resident has to leave the facility.
Every person enrolled in Medicare, whether in Original Medicare (Parts A and B), Medicare Advantage (formerly Medicare+Choice), or a Medigap supplemental policy, has certain rights. Some of these rights relate to how enrollees are treated, some relate to enrollees' rights to care, and some relate to information, privacy, and appeals.
In an ordinary home equity loan, a homeowner borrows money against the equity in his or her home, making payments to reduce the loan balance after the funds are received. As payments are made, the principal balance of the loan decreases.
Several financial assistance programs exist to help certain individuals obtain Medicare and Medicaid coverage: the Qualified Medicare Beneficiary (QMB) program; the Specified Low Income Medicare Beneficiary (SLMB) program; and the Qualifying Individuals (QI) programs. These programs are available to qualifying individuals who do not meet the income requirements for Medicaid.