lawyers.com - Untitled 3

The CGL Policy Liquor Liability Exclusion

The comprehensive general liability (CGL) policy protects the insured from liability to third parties for personal injury and property damage caused by the insured. However, there are various exclusions from coverage in the...

The Equitable Right of Subrogation

Subrogation is an equitable right to seek recovery of losses paid by the plaintiff for another in an action against the party that caused the losses. In insurance law, subrogation refers to the right of the insurer to seek compensation for its...

Types of Health Insurance

Health insurance can be organized into three categories:

disability income insurance
medical cost insurance
accidental injury or death insurance

Disability Income...

Policy Construction Against Insurer
Insurance policies are contracts drafted by insurers, but the terms are not always clear and unambiguous. When a dispute arises between an insured and an insurer as to the meaning of a policy, courts sometimes become involved to provide a...

Pleading a Case
If an insured sustains a loss and is denied payment by an insurer under an insurance policy, he may bring an action against the insurer to recover his claimed loss. The insured's complaint may state his cause of action generally and in brief and...