When it comes to the insurance claims process, there are many things you need to think about. Getting on the right track upfront will go a long way in saving you time in the long run.
If you are involved in a car accident, you should do your best to report the incident to your insurance company within 24 hours. Additionally, if you were not at fault in the accident, you may find yourself contacting the insurance company of the at-fault party.
At this point, you will be able to provide as much information as you can. This includes your rundown of the events, as well as any details that back up your claim. Be sure to take photos of the scene and your injuries, as these can work in your favor.
What happens if your insurance claim is denied?
You hope that this never happens, but you don't know what will transpire as the process moves forward. There are many reasons why an insurance claim can be denied, including if you fail to contact your insurer in a timely manner.
In the event of a denial, you should immediately learn more about the best way to appeal the decision. The procedure can differ from one company to the next, but this gives you the opportunity to share more information.
Knowing your legal rights during the insurance claims process is an absolute must. This will put your mind in the right place as you consider which steps to take and how to do whatever necessary to obtain the compensation you deserve.
Source: FindLaw, "Insurance Claims After an Accident: The Basics," accessed Oct. 06, 2017